As living costs continue to climb in 2025, government support through the Canada Revenue Agency (CRA) remains a crucial financial lifeline for millions of Canadians. Whether you’re a parent, low-income worker, senior, or newcomer, knowing when CRA payments arrive and how much you can receive helps you manage your household budget, pay bills, and plan for everything from groceries to travel.
This guide breaks down every major CRA benefit, its monthly or quarterly payment schedule, and the maximum amounts you could be entitled to. We also explain eligibility requirements and how to make sure you never miss a payment.
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Full CRA Payment Schedule for 2025 by Month
The CRA distributes payments for various programs on set dates throughout the year. Below is the complete CRA benefit payment calendar for 2025:
Monthly CRA Payment Dates for 2025
| Benefit | Payment Dates (2025) |
|---|---|
| Canada Child Benefit (CCB) | Jan 20, Feb 20, Mar 20, Apr 17, May 20, Jun 20, Jul 18, Aug 20, Sep 19, Oct 20, Nov 20, Dec 12 |
| GST/HST Credit | Jan 5, Apr 5, Jul 5, Oct 5 |
| Advanced Canada Workers Benefit (ACWB) | Jan 10, Jul 11, Oct 10 |
| Canada Carbon Rebate (CCR) | Jan 15, Apr 15, Jul 15, Oct 15 |
| Ontario Trillium Benefit (OTB) | Jan 10, Feb 10, Mar 10, Apr 10, May 9, Jun 10, Jul 10, Aug 8, Sep 10, Oct 10, Nov 10, Dec 10 |
Each benefit serves a specific group, such as parents, workers, or households affected by carbon pricing, and payments are either monthly or quarterly based on the program.
How Much Can You Receive? Detailed CRA Benefit Amounts for 2025
Canada Child Benefit (CCB)
The CCB is a tax-free monthly payment to help families with children under 18. The amount varies by age and income level.
- Up to $7,786.92 per year for each child under 6
- Up to $6,570 per year for each child aged 6 to 17
Payments are made monthly.
GST/HST Credit
The GST/HST credit offsets sales tax for low- and moderate-income Canadians. Paid quarterly, the maximum annual amounts are:
- $1,042 for a family of four
- $680 for couples
- $179 per eligible child under 19
Advanced Canada Workers Benefit (ACWB)
The ACWB supports low-income workers and encourages employment. Payments are issued quarterly.
- Up to $1,518 per year for single individuals
- Up to $2,616 per year for families
Canada Carbon Rebate (CCR)
The CCR offsets carbon pricing costs and varies by province. Payments are made four times a year in January, April, July, and October.
Exact amounts depend on where you live and how many people are in your household.
Ontario Trillium Benefit (OTB)
For Ontario residents, the OTB combines three programs: the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit.
- Up to $1,013 per year
- Paid monthly or as an annual lump sum (recipient’s choice)
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How to Make Sure You Receive Every CRA Benefit You Qualify For
To avoid delays or missing out on payments, here are key actions every Canadian should take:
File Your Taxes Every Year
The CRA uses your income tax return to calculate your benefit amounts and determine eligibility. Even if you earned little or no income, you must file to qualify.
Set Up Direct Deposit
Direct deposit ensures faster, safer payments directly to your bank account. You can enroll through your CRA My Account or by contacting your bank.
Keep Your Personal Information Updated
Report any changes to:
- Income
- Family situation (such as marriage, divorce, birth of a child)
- Address or direct deposit info
This prevents interruptions in your benefit payments.
Monitor Your CRA My Account
Your CRA online portal lets you:
- Track payments
- View benefit details
- Update information
- Receive notifications
Frequently Asked Questions About CRA Payments in 2025
When is the next Canada Child Benefit (CCB) payment?
The next CCB payment is scheduled for April 17, 2025. Payments are made monthly, typically around the 20th of each month.
How often is the GST/HST credit issued?
The GST/HST credit is paid quarterly in January, April, July, and October. For 2025, the next payment is April 5.
What should I do if I don’t receive a CRA payment on time?
If you don’t receive your payment within five business days of the scheduled date:
- Check your CRA My Account for updates
- Contact CRA support for assistance
Can newcomers to Canada receive CRA benefits?
Yes. Newcomers with a valid Social Insurance Number (SIN) who file a Canadian tax return can apply for most CRA benefits, including the CCB and GST/HST credit.
Final Thoughts: Plan Ahead and Stay Eligible for Maximum Support in 2025
CRA benefits can significantly ease your financial burden, especially in today’s high-cost environment. With payments distributed monthly or quarterly, knowing when and how much you’ll receive helps with budgeting, paying bills, and planning for family needs.
To make sure you’re getting every dollar you deserve:
- File your taxes
- Sign up for direct deposit
- Keep your info current
- Regularly check your CRA account
By staying informed and proactive, you can make the most of CRA benefits and maintain financial stability throughout 2025.